Credit cards make it easy to handle emergency expenses. When used frequently while shopping for leisure or getting other utilities, they fetch attractive rewards too. So, when it comes to choosing a good credit card, lower fees and better rewards are among the most sought-after features. In case you’ve been planning on getting a new one, here is a list of the best credit cards of 2021.
5 Strategies For Married Couples To Get The Best Out Of Credit Cards
Once romance starts to wear off and you practically start to weigh living together, you are sure to talk about your finances and figure out the best financial strategies that will work for both of you. It is essential to find a middle ground where both of your contribute equally to the household expenses and at the same time are able to invest well.
5 Things You Need To Know About Credit Before You Turn 21
21 is the legal age to do a lot of things, including opening a credit card account without a cosigner. At 21, you can legally take financial matters into your hand and manage your own credit. However, there are certain things you need to consider before you apply for your own credit card and open you own credit account.
5 Ways Credit Cards Can Make Your Vacation Comfortable
Holidays are meant to give you a well-deserved break from your everyday life. The more comfortable you are during your holiday, the more fun you will have. You may not be aware of this, but your credit card can make your holiday travel easier and simple. This is especially true if you are traveling to another country.
6 Steps To Take In Case Of Stolen Credit Card Information
Due to the increasing instances of identity theft, more and more consumers are realizing the importance of monitoring their financial accounts. You should always be careful about sharing your personal information with others. If you have been a victim of identity theft, you need to take actions immediately. Take these steps after hackers steal your credit card information.
Credit cards can help you enjoy more purchasing power and allow you to build your credit score. However, they can also get you in trouble. The increasing cost of living across the globe has also led to higher dependency on credit cards. Consumers use credit cards to fill the gap between their income and their expenses.
One of the repercussions of a bad breakup is that your ex-partner or ex-spouse may covertly use your credit card information, which may adversely affect your credit history. Also, if you have a joint account with your ex, the risks of your credit getting damaged would be higher and you may end paying huge bills.
7 Reasons Why You Should Use Your Credit Card For Everything
A credit card is one of the easiest tools to navigate your finances through this economy. With different rewards and lucrative deals on offer, credit cards have made it simpler to make purchases and increase your credit score as well. If used carefully, there is a lot of things you can do with your credit card.
7 Steps To Settle Disputes With The Fair Credit Billing Act
Set up in the year 1974, the Fair Credit Billing Act was enacted to provide security to consumers and to protect them from unfair credit card practices. Ever since then, this act has helped to solve a number of credit card disputes and have helped consumers get a fair verdict to reclaim their hard-earned money.
7 Useful Credit Card Lessons Your Parents Didn’t Teach You
It is common knowledge that credit cards make it quite easy to make purchases and pay bills, especially when you don’t have sufficient balance in your bank account. Also, you must have learned from your parents that credit cards help to increase your credit score. Maybe, you also know that credit cards make it easy to get approvals for loans and mortgages.
One of the biggest benefits of using a credit card is the reward points. When you have spent the money, you can enjoy cashing the rewards. Every credit card company offers a range of rewards for customers. You will have a wide selection of products within the card’s program, and you can make the most of your rewards by buying exactly what you want.
8 Questions To Ask Before Getting A Secured Credit Card
Credit cards have become very essential these days, especially if you want have a good credit score. With banks checking the credit history of people before approving their credit card application, it is difficult for people with a bad credit history to qualify for a credit card. A secured card is the only way to establish credit for such people.
There are a number of advantages of using a credit card if you know how to use it in the right manner. A few simple steps like paying off the card balance in full and being disciplined about your spending can go a long way. Here are a few ways in which credit cards can make your life easier.
If you are a credit card owner, there is a great chance that you could face a fraud like millions of others in the world. With a significant rise in the use of credit cards, majority payments are now made electronically, which has led to a rise in the occurrence of credit card frauds.
Medical credit cards are a good option for services that are not covered under your insurance. If your insurance provider does not cover certain costs, you can use the medical credit card for the same. Here are certain points you need to consider before you apply for a medical credit card.
Cost of Medicare supplemental insurance plans for seniors
The cost of Medicare supplemental insurance plans for senior citizens depends on what each is looking for whether supplemental health insurance plans for seniors or Medicare supplement plans. Although they are very similar in terminology, they are both very different. Supplemental health plans designed specifically for the needs of seniors are known as senior supplements.
Finance
Common difference between term life insurance and universal life insurance policy
There are various types of insurance schemes for the common man. They each have their advantages and disadvantages. What works for you can be chosen only after a detailed study and thorough understanding of all the finer details of each policy. Let us compare term life insurance and universal life insurance policies.
