No credit card offers a lifetime of zero interest. While the APR (Annual Percentage Rate) may vary from one card issuer to another, it does not remain negligible forever. However, those looking for a credit card with no interest rates can benefit from conducting in-depth research. This exercise can help them review and compare the features of multiple cards along with their terms and conditions to find the best option based on their needs.

We all know that oil companies are significant to the growth and development of the worldwide economy. It is because they supply the fuel utilized for power and transportation. Oil companies also deliver and supply the required materials for the petrochemical industry. That said, the oil industry is highly volatile and competitive.

It is a known fact that an outstanding balance on a credit card which is not cleared beyond the due date is bad. A high rate of interest is charged on these balances, which may eat your money with each passing day. Over a period of time, your credit card balance could lead you into bankruptcy and you could be in deep trouble.

Every individual spends a lot of time and efforts in planning for their retirement. The income generated throughout your life will help you live a comfortable life once you retire. A Roth IRA (individual retirement account) is an ideal place to park your funds for retirement. You can put money into the account after paying income tax on the same and then your account will grow tax-free.

In Sophie Kinsella’s popular book Confessions of a Shopaholic, the protagonist Becky Bloomwood lives a posh life; she resides in one of the hippest places in London and has a closet filled with the season’s latest fashion. The only flipside to Becky’s ultra-glam life is that she has a mountain-high debt.

Every individual strives to save for their retirement and there are numerous retirement accounts to choose from. To begin with, you need to contribute to 401(k) if you are eligible for one. This will ensure that you get money from your employer. If you have crossed the limit on your 401(k) or have no retirement plan, then you need to consider a retirement account.

Financial advisors are professionals who understand your income and travel with you in your journey towards wealth creation. They have a thorough knowledge of the industry and offer the right advice with regard to investment and savings. Every financial advisor has the knowledge of the market and advises clients based on their risk appetite, financial goals, and income.

Many individuals struggle to save money. Irrespective of the age, gender or profession, you strive to save money and it is the little steps that may help you achieve your long-term financial goals. It is advisable that you start early and follow the pattern consistently. Here are a few simple money-saving tips that may help you reach your goals in no time.

It may seem unfair to pay money when filing bankruptcy. After all, you’re already in a rough financial situation. But, it’s crucial to understand that it’s a systematic legal process designed to reduce, restructure, or eliminate your debt. Unfortunately, there is no straightforward answer to how much it costs to file bankruptcy.

Of all the rising health problems, we show very less concern towards dental care. People are largely unaware that improper mouth medication can lead to cavities, tooth loss, and other gum diseases. New generation dental ad films show the perfect indication of growing dental problems in kids and seniors. The condition is even worse among the seniors of ages between 65 -75 as they develop periodontal problems due to inadequate nutrition or inappropriate oral care.

The process of educating one’s wards is a task that parents and guardians consider with much care, precision, and detail. From viewing the social construct of a family and the reasons for which they work hard all their lives can be revolved around providing proper if not the best of education options for their children.

Borrowing a small amount of cash for a short period can be defined as a cash loan, also known as a cash advance. Cash loans are the same-day loans commonly known as payday loans or title loans carrying a very high rate of interest. These loans are issued based on a borrower’s financial ability rather than any other borrower’s assurance.

Be it for choosing an investment plan or making the right retirement income plan of an individual or for financial planning of an organization, almost all of us would need some advice from people who know the finances well. But often, we struggle to identify the best financial advisor. The sole purpose one struggles to earn today is to fend for financial requirements and secure their future when his ability to earn ceases on retirement.

Contrary to stock markets, the daily gold prices have been relatively stable at different times throughout its history. Gold trade is seen as a hedge against inflation and devaluation of currencies in certain parts of the world. Hence, investment in the bullion market or trading gold as a commodity is seen as a good option.