Is it legal to get a car insurance policy without a driver’s license? Can a citizen buy a car without a one? If the license is expired or suspended, does one still have a chance to get a temporary or annual licensed insurance policy on the vehicles?

These are some of the questions that go through a person’s mind when they are absolutely confused in such situations. There are many insurance companies that offer economical auto insurance for drivers without a license. If you have a foreign license or your current license has been revoked or suspended, you still have chances of getting auto insurance without a license.

There are agents who are authorized with these insurance companies to give you the right policy on economical rates. Non-residents can also apply for auto insurance even if they do not have a license in the country. There are laws that do not allow a resident to drive without a license or permit. However, to buy a car, you do not need a license. You can show your photo identity proof and get the auto insurance without a license.

It is not an easy process, but there are different insurance agencies that can give you the clarity needed if you ask them the right questions and give them your requirements.

Always apply for an international license if you have plans to leave to another country. International licenses are documents that can be verified in any country and translated into any language. The validity of a foreign license is one year, which can be renewed at the time of issue in the country you visit. You can apply for an international license online or ask your registered motor company to guide you through it.

Availability for auto insurance without a license or with an international license is based on two factors. The State and Local Motor Vehicles law that will concentrate on residency rules that combine with State licensing requirements comes first and foremost. The other factor would be insurance company standards or requirements based on designation, the purpose of stay in the country, duration, and affordability.

The other independent factors that affect your auto insurance would be selecting a primary driver who could be a member of your family or a friend. If you inform the insurance agent that you do not have a license and want to insure your car, it is tough to get one. It will be easier to get it done on the primary driver’s name. However, there are some insurance carriers that will allow you to get the insurance without a license. These come with a higher risk than going with those that do it on a licensed driver’s name.