Opening an envelope containing your credit card is one of the most exciting things. However, before you get around to spending it, you need to keep a few things in mind. If you’re using a new credit card, one of the most vital steps is credit card activation. If you are new to the world of credit cards or have changed your credit card to another one, here is a guide to ensure seamless credit card activation.

Activate your credit card online by following these simple steps

There is an option of activating your credit card online using net banking or the bank’s mobile app from which you have purchased the credit card.

The first step is visiting the bank’s official site and logging in with your customer ID and password.

Then you will see an option saying Credit Card Activation on the options bar, select that option.

Then all you need to do is to fill in the requisite details, including your name, customer ID, PIN, and all other details.

Next, you have to either fill in your present ATM PIN or set up a new pin.

All your information will go through a proper verification procedure, and you will receive an OTP on your registered mobile number.

Process of credit card activation through the mobile app

For the activation of the credit card through a mobile app, you have to follow almost the same procedure, and this process includes the steps mentioned below:

Start by downloading the bank’s mobile app and logging in with your customer ID.

Click on the Register option and select the Activate a Card option. It will direct you to the option saying Credit Card, click on that to move forward.

Enter your credit card details as asked.

It will take you through a proper verification procedure where you will be asked to fill the OTP sent to your registered mobile number.

After entering the OTP, you will be asked to create a new user ID and Password. After this process, your credit card will be activated within a few hours.

These are a few easy steps to help you activate your credit card as soon as it arrives. You do not have to wait for the whole night to pass and take some time from your busy schedule or pay a visit to the bank to activate it.

Steps for activating credit card offline

However, if you are new to the technology but well-versed with the way the banks work and are comfortable with visiting the bank, then you can opt for the offline credit card activation process. It is also easy as most of the work is done by the bankers by making you comfortably follow some instructions and getting your Visa or MasterCard credit or debit card ready for use in a few minutes.

Here are some of the steps you need to follow to activate your credit card offline:

Customer service
The best way is to visit your nearest bank branch and consult with a customer service executive. They are the best guides for the credit card activation process as well as in helping you out with other general inquiries. The other way is to call the customer service executive who will help assist you in activating your credit card.

Activation of the credit card through SMS
Every bank provides a facility for SMS services. You can easily message the given number to activate your credit card. All you need to mention in the message is your ATM PIN or MBANK. After you send the message, an immediate response will be sent to your phone number about your credit card activation process. This is how easily you can activate your credit card in a few minutes!

There are many different options for you to choose from for your credit card activation. Each procedure contains the same information you have to fill in or give; it is just the way that is different. All the methods are safe and secure, and with these simple steps, you can effortlessly enjoy the full benefits of your credit card without a single worry, and you can thank us later!

Debit card activation
If you do not use credit cards primarily but have new debit cards, the activation process is quite similar. For Visa debit cards, all you have to do is first insert the card into the ATM. Enter the card number and your ATM pin as given by the bank. You may be prompted to create a new ATM pin. Once that is done, your debit card activation process will be complete.

You can also follow a step-by-step guide to activate your debit card without contact.