Social Security Disability Insurance (SSDI) is a federal program designed to provide financial assistance to individuals who are unable to work due to a disability. However, not everyone is eligible for SSDI benefits. In this article, we will explore the criteria that determine who qualifies for SSDI.

To qualify for SSDI, an individual must meet certain requirements set by the Social Security Administration (SSA). The primary factor considered is the severity of the disability. The SSA defines disability as a condition that prevents an individual from engaging in substantial gainful activity (SGA) due to a physical or mental impairment that is expected to last for at least 12 months or result in death.

Additionally, the applicant must have earned enough work credits through their employment history to be eligible for SSDI benefits. Work credits are earned based on the individual’s income and the number of years they have worked. The exact number of work credits required depends on the age at which the disability occurred.

The SSA also considers the applicant’s age, education, and work experience when determining eligibility for SSDI. Generally, individuals who are younger and have limited work experience may have a harder time qualifying for benefits. This is because the SSA takes into account the individual’s ability to adapt to different types of work.

Qualifying for SSDI can be a complex process, as it involves meeting specific criteria set by the SSA. The severity of the disability, work history, age, education, and work experience are all factors that determine eligibility for SSDI benefits. It is important for individuals who believe they may qualify for SSDI to gather all necessary documentation and seek assistance from professionals who specialize in disability claims. By understanding the requirements and following the proper procedures, individuals can increase their chances of receiving the financial support they need.